Explore credit counseling services that teach spending habits, negotiate lower rates, and guide you through debt management for better credit and less anxiety.

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Nonprofit credit counselors offer free, judgment-free help with debt. Here's what to expect on your first call -- and why it ...

Managing debt can feel overwhelming at any age, but even more so as you get older or enter retirement. If you're looking at your credit card statements or loan payments and wondering about the best ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

Credit card debt feels unmanageable for millions of Americans. Here are three practical steps you can take right now to start ...

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Debt management companies help people who are struggling with debt by negotiating with creditors to make payments more affordable. They'll combine all your debts into one easy monthly payment, often ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. When you’re dealing with a mountain of ...

Accredited Debt Relief reports on five common mistakes to avoid when consolidating credit card debt to ensure effective ...

Getting out of debt can be overwhelming, especially when you don’t know where to start or what advice to follow. A nonprofit credit counseling agency can help you develop a strategy to improve your ...