You don’t have to close a credit card account to avoid paying an annual fee. Downgrading your card to one that doesn’t charge is better. Here’s how to do it.

Accredited Debt Relief reports that maxing out credit cards affects financial health; tips include budgeting, repayment plans ...

Swiping for everything can earn hundreds in rewards. Here's what really happens when you put your whole life on a credit card ...

As credit cards compete with rewards and bonuses, choosing the wrong one can cost you. Here’s how to choose the right fit.

Keep your credit lines open. If you have a credit card that doesn't earn much in the way of rewards but you've had it open ...